Wealth Management Services

Financial Planning

  • Defining financial goals and objectives, developing cash flow and net worth statements, and developing tax minimizing strategies
  • Review of existing investment portfolios
  • Portfolio design and asset allocation
  • Enhanced Cash Management
  • Comprehensive Reporting
  • Philanthropic Guidance
  • Risk management, planning, and review (insurance)
  • Education planning (529 Plans)
  • Evaluating real estate purchases, mortgage or refinance transactions

Retirement Planning

Having a clear perspective on retirement at any age is important. Our goal at Strategic Wealth Management is to analyze all income sources when designing your retirement income strategy. This includes savings, investments, inheritance, pensions, and social security benefits. We find retirement planning extremely important at Strategic Wealth Management because it is essential to securing your income needs decades down the road. In order to address your individual circumstances, we take an approach that is personalized to you and your needs. We want to be there for you during the transitional phases in life and not solely focus on the financial aspects of retirement.
Some of the retirement assets we can assist you with include:

  • Defined Contribution Plans (401(k), 403(b), 457, etc.)
  • Defined Benefit Plans (Pension, Cash Balance, etc.)
  • Annuities (Immediate, Fixed, Variable, etc.)
  • IRAs (SEP, Roth, Traditional, etc.)

Estate Planning

Strategic Wealth Management is committed to helping you protect your estate. Our all-inclusive and wide ranging approach to estate planning takes advantage of all available strategies to ensure harmony of your financial and investment plans. Through the strategy and management of an effective estate plan, we work to avoid unnecessary taxation and provide clarity and direction wherever needed.

Whether your focus is supporting beneficiaries or charities, asset protection or long-term care preparation, we help you utilize and implement effective estate planning techniques for your situation. We have the knowledge to guide you through all phases of your plan. We help to ensure that your prosperity is directed as you intended when you are gone. From basic to advanced strategies, we believe estate planning is critical, and often overlooked.

Asset Protection Strategies

Asset protection has become a significant issue as both individuals and businesses are at risk of sometimes frivolous claims, and the world becomes increasingly litigious. Asset protection strategies generally concentrate on separating assets from risks. Here are some of the products and services we offer you access to.:

  • Liability Umbrella Policies
  • Limited Liability Company
  • Family Limited Partnerships
  • Asset Protection Trusts*
  • Off-shore Trusts

*No strategy assures success or protects against loss.

Insurance Planning

The life insurance process can be very confusing, yet it is an integral part of your overall financial plan. As many life insurance companies have their own sales agents; it may be difficult to truly compare which policy is best for you.

Strategic Wealth Management offers a comprehensive review of your situation and provides you with objective strategies to pursue your family needs. Our goal is to help guide you through every step of the insurance process from choosing a life insurance company and picking an affordable premium and benefit, to deciding which type of policy is best suited for you.

Business Succession Planning

At Strategic Wealth Management, we are aware that successful small businesses effectively link their planning strategies with the income and estate planning goals of their owners and key officials. A business that ignores these considerations may open itself up to complications that threaten continued growth and, ultimately, endurance. A critical business challenge is providing for a smooth succession by funding buy-sell agreements. The goal of these strategies is to help ensure that business owners and managers are able to pass along the maximum level of assets to their successors at the least tax cost.

* No strategy assures success or protects against loss.

Speak to An Advisor

Our investment advisors would be happy to answer any questions you have about your financial situation. Get answers to your most pressing questions.

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